#bartalk by Pablo Galarza
What does it really take to switch careers, build a real estate business, and still show up as a full-time mom?On this episode of The Relentless Edge: A Realtor Podcast, host Pablo Galarza sits down with rising agent Patricia Perez, who made the bold move from the fast-paced hospitality industry into real estate just 6 months ago.From long shifts in the restaurant world to helping clients and working alongside her husband as an investor-friendly agent, Patricia opens up about the real challenges behind the transition, self-doubt, time management, and learning a whole new industry from the ground up.But she also shares the rewards: growth, flexibility, and the power of being surrounded by a brokerage that truly supports you every step of the way.If you’re thinking about getting into real estate or you’re early in your journey, this episode is proof that it’s possible to build something meaningful, no matter where you start.💬 Real stories. Real challenges. Real growth.
In this episode of The Relentless Edge: A Realtor Podcast, host and broker-owner Pablo Galarza of Century 21 New Beginnings sits down with managing broker—and daughter—Vivian Galarza for an inside look at their refreshed approach to recruiting and agent development.
In this episode of The Relentless Edge, Host & Broker/Owner Pablo Galarza sits down with Mark Santoyo, Co-Founder of Homeworke Inc., to break down how this innovative platform is transforming the way homeowners manage projects. From streamlining home tasks to empowering realtors and offering value to sellers, Homeworke is becoming the ultimate one-stop shop for everything home-related. Tune in to learn how this tool is reshaping the homeowner experience and why it’s set to change the game!
On this episode of The Relentless Edge – A Realtor Podcast, Host & Broker Owner Pablo Galarza of C21 New Beginnings sits down with Maggie Martinez of Rate Mortgage to break down the power of DSCR loans for investors ready to scale. They dive into the benefits, the process, and what it really takes to step into the flipping world. If you’re looking to grow your real estate portfolio, this one's for you!
In this powerful episode of The Relentless Edge: A Realtor Podcast, host and broker-owner Pablo Galarza of C21 New Beginnings sits down with immigration attorney Salvador Cicero to discuss the alarming ICE raids taking place across Chicagoland. From knowing your rights to understanding the injustices behind these actions, this conversation empowers every listener — citizen or not — to stand informed and united.Together, we choose knowledge over fear — and unity over division.
On this episode of The Relentless Edge: A Realtor Podcast, Host & Broker/Owner Pablo Galarza of Century 21 New Beginnings sits down with Saul Pinela, one of Illinois’ top IHDA loan originators with Neighborhood Loans, to unpack how recent immigration reform raids have sparked fear across Chicago—especially for those with work permits hoping to buy a home. 🏡They break down what this means for buyers, what lenders are looking for, and the steps you can take today to still qualify and move forward with confidence.👉 Tune in to learn how knowledge and preparation can turn fear into opportunity!
En este poderoso episodio de The Relentless Edge: A Realtor Podcast, el anfitrión y corredor/propietario Pablo Galarza de C21 New Beginnings conversa con el abogado Salvador Cicero para revelar la verdad detrás de las recientes redadas de ICE que están ocurriendo en Chicago y los suburbios cercanos.
In this powerful episode of The Relentless Edge: A Realtor Podcast, host and broker-owner Pablo Galarza of C21 New Beginnings sits down with attorney Salvador Cicero to discuss the alarming ICE raids taking place across Chicagoland. From knowing your rights to understanding the injustices behind these actions, this conversation empowers every listener — citizen or not — to stand informed and united.
On this episode of The Relentless Edge: A Realtor Podcast, Host & Broker/Owner Pablo Galarza of Century 21 New Beginnings sits down with Saul Pinela, one of Illinois’ top IHDA loan originators with Neighborhood Loans, to unpack how recent immigration reform raids have sparked fear across Chicago—especially for those with work permits hoping to buy a home. 🏡They break down what this means for buyers, what lenders are looking for, and the steps you can take today to still qualify and move forward with confidence.👉 Tune in to learn how knowledge and preparation can turn fear into opportunity!
On this episode of The Relentless Edge: A Realtor Podcast, host and broker-owner Pablo Galarza of Century 21 New Beginnings sits down with one of Illinois’ top IHDA loan originators, Saul Pinela of Neighborhood Loans. 💪🏡
On this episode of The Relentless Edge: A Realtor Podcast, Pablo Galarza sits down with Dan Rogers of Rate Mortgage to unpack the real pros and cons of down payment assistance programs. From the hidden fine print to the benefits that can help buyers step into homeownership faster, Dan breaks down what every buyer (and even some agents) need to know before signing on the dotted line.👉 Whether you’re a first-time homebuyer or a real estate professional, this conversation is packed with insights you won’t want to miss!
In this episode of The Relentless Edge: A Realtor Podcast, host Anthony Lopez sits down with James Becker of Guild Mortgage to dive into his inspiring journey through the real estate industry. James shares what sparked his passion for lending, the challenges that shaped his career, and the drive that keeps him moving forward. Together, they discuss valuable insights for anyone thinking about stepping into the market, offering encouragement and advice for those still “on the fence” about buying a home. Whether you’re a first-time buyer, an agent, or simply curious about the lending world, this episode delivers motivation, perspective, and the edge you need to take that next step.
In this episode of The Relentless Edge, Pablo sits down with Luis Treto of Guaranteed Financial to uncover the truth about home buying grants—what’s out there, what’s worth it, and the hidden red tape buyers need to watch out for. Luis shares insider strategies his team is using to simplify the process, save buyers time, and maximize their purchasing power. If you’re looking to navigate grants without the headaches, this episode is your guide to getting the most from your home buying journey.
In this episode of The Relentless Edge: A Realtor Podcast, we're joined by special guest Taylor Wood—one of the newest agents in our office who's already celebrating her first closing! 🚪✨ Taylor shares what sparked her interest in real estate, how she navigated choosing the right brokerage, and the lessons she's learned in her first year on the job. Whether you're thinking about getting your license or just curious what it takes to make it in this industry, Taylor’s journey is one you won’t want to miss! 🏡💼
In this episode of The Relentless Edge, we dive into the current real estate market from the buyer’s perspective. Whether you're a first-time homebuyer or looking to make your next move, understanding today’s market dynamics is crucial.We're joined by special guest Jose Treto of Guaranteed Financial, who brings a wealth of knowledge from the lending side. Jose breaks down what it means to work with a broker lender versus a traditional bank—and the perks that could give buyers a serious edge in this competitive market.Tune in as we discuss interest rate trends, approval processes, and how choosing the right lending partner can impact your home-buying journey.👉 Don’t miss this insightful conversation that could change the way you think about financing your next home!📌 Subscribe for more real estate insights and expert interviews every week.
For too long, squatters have taken advantage of legal loopholes—claiming ownership of homes that don’t belong to them. But enough is enough. In this powerful episode, we dive into the growing crisis of illegal occupation, the emotional and financial toll on homeowners, and the rising demand for real legislative change.
Are you thinking about buying your first home but feeling overwhelmed by the process? You're not alone! In this episode, we dive into the essential resources available for first-time home buyers, including government programs designed to make homeownership more accessible. From FHA loans to down payment assistance programs, we break down what you need to know to take advantage of these opportunities.Plus, with tax season around the corner, we’ll discuss smart ways to use your tax return to boost your home-buying power. Our special guest, Saul Pinela from Neighborhood Loans, brings over 20 years of experience as a top loan originator, sharing expert insights to help you make informed financial decisions.If homeownership is on your horizon, you won’t want to miss this episode! Tune in now for valuable tips and strategies to turn your dream home into a reality.
Are rising US bond yields pushing real estate interest rates higher? Join the great Dan Rogers with Rate Mortgage as he breaks down how the bond market impacts mortgage rates—and what it means for homebuyers and investors. With over 35 years in the industry and a track record as a top lender nationwide, Dan brings expert insights you won’t want to miss. Stay informed and take control of your mortgage strategy! 🚀📈
This video provides valuable information about the rights of immigrants, especially regarding homeownership. It explains how immigrants can access property purchases and how to protect their rights throughout the process. The information is provided by our trusted attorney, Joseph Nery, who has over 15 years of experience in immigration and property law.
Este video ofrece información valiosa sobre los derechos de las personas inmigrantes, especialmente en lo que respecta a la propiedad de una vivienda. Nos enseña cómo los inmigrantes pueden tener acceso a la compra de propiedades y cómo defender sus derechos en este proceso. La información fue proporcionada por nuestro abogado de confianza, Joseph Nery, quien cuenta con más de 15 años de experiencia en derecho de inmigración y propiedad.
On this episode we welcome Luis Treto- Lender and Manager of Guaranteed Financial. Luis brings with him many years of experience in the industry and has become one of our preferred lenders for his expertise and devotion to his craft. Here, we talk about the DOS' & DONT'S for people who are filing taxes and are looking to get pre-approved to purchase.
We're joined on this episode by Pablo& Hector Galarza. As brothers on the same team, they've partnered up on many rehabbing projects that have helped them grow and develop their skills along the way. On this episode they share some of the do' & don'ts of flipping and what their role in helping their investor clients is.
On this episode we welcome our very own,Broker owner, Maggie Galarza as she shares her experience on working with not only her husband, but her daughter, and brother in law. As a family owned business, we've learned how to push aside the personal and lock into business mode to stay on top of our game.
Whether you're a seasoned agent or just out of class, it's important to note that times are changing and so is technology and methods of working. That's why we emphasize the importance in surrounding yourself with individuals who are open to helping you grow your business. When joining a brokerage, don't just look at the numbers and who is offering the best split, look at who is willing to help you get out of your comfort zone and reach your new set of goals for 2025.
Low inventory and rising interest rates seem to be the norm for the real estate market..At least for the last 3 years. However, with the most recent NAR change we could expect a shift in the market. What does that shift mean for consumers or even us as agents? Tune in !
With the recent NAR decision we have seen instances where buyer's are now responsible for covering their agent's commission. How are we preparing for this change? What conversations need to be had? Tune in & let us know your thoughts!!
By now we are sure you've all heard of the recent decision NAR has made in regards to Agent compensation. What does this mean for the 2024 market? Will you be on board to changing the way you do business? Let us know your thoughts!
Despite many rumors that social media puts out, now is truly a great time to buy! Our agents and preferred lender tell you why on this episode of #Bartalk
AI - THE TRENDING TOPIC OF CONVERSATION! But how exactly is AI playing a role in the real estate industry? Tune in as we talk about how AI has already started making waves and what trends we should be getting on top of!
It's no secret that we are in a crazy housing market lately. We've invited Dan Rogers with Guaranteed Rate over to talk about some of the trends we've been seeing lately and what can be done to try and improve some of these "Bad Habits".
