#creditchat live by Experian

Welcome to #CreditChat Live From Boston, a special limited series within the #CreditChat Live podcast featuring conversations with educators and advocates from the Jump$tart National Educator Conference — dedicated to exploring the future of financial literacy in America's classrooms.

Welcome to #CreditChat Live From Boston, a special limited series within the #CreditChat Live podcast featuring conversations with educators and advocates from the Jump$tart National Educator Conference — dedicated to exploring the future of financial literacy in America's classrooms.

Welcome to #CreditChat Live From Boston, a special limited series within the #CreditChat Live podcast featuring conversations with educators and advocates from the Jump$tart National Educator Conference — dedicated to exploring the future of financial literacy in America's classrooms.

Welcome to #CreditChat Live From Boston, a special limited series within the #CreditChat Live podcast featuring conversations with educators and advocates from the Jump$tart National Educator Conference — dedicated to exploring the future of financial literacy in America's classrooms.

Welcome to #CreditChat Live From Boston, a special limited series within the #CreditChat Live podcast featuring conversations with educators and advocates from the Jump$tart National Educator Conference — dedicated to exploring the future of financial literacy in America's classrooms.

Welcome to #CreditChat Live From Boston, a special limited series within the #CreditChat Live podcast featuring conversations with educators and advocates from the Jump$tart National Educator Conference — dedicated to exploring the future of financial literacy in America's classrooms.

In this episode of #CreditChatLive, we welcome Patrina Dixon, CFEI®️, RFC®️, a certified financial education instructor, registered financial consultant, and founder and CEO of It'$ My Money. Patrina shares her inspiring journey from a successful corporate career to dedicating her life to financial education, emphasizing the importance of making intentional financial decisions and creating a supportive home environment.

In this episode of #CreditChatLive, we are thrilled to welcome Nia Adams, MBA (Finance), AFC®, CFEI, executive director and founder of Perspectives. Nia is a financial wellness consultant, speaker, and thought leader whose work sits at the powerful intersection of confidence and financial success. She joins us to discuss overcoming money mistakes and creating a non-judgmental environment for your finances. Nia shares her personal journey from navigating debt, financial missteps, and eviction to building a nationally recognized human-centered approach to financial wellness. Her insights emphasize the importance of mindset over mere financial literacy, advocating for a holistic view of money management. Nia's unique approach, the Power Framework, encourages individuals to own their money story, embrace confident action, and reinforce new habits to achieve financial empowerment.

In this episode of #CreditChat Live, we dive into the emotional and psychological aspects of money with Jake Northrup, CFP®, CFA, CSLP®, Founder & Lead Financial Planner at Experience Your Wealth®, LLC, and Ashley Quamme, LMFT, FBS®, CFT™, Financial Behavior Specialist & Founder at Beyond the Plan®. They explore how money is intertwined with emotions, self-worth, and personal identity, and how financial stress can impact mental health. The conversation emphasizes the importance of self-compassion in financial decision-making, the accessibility of financial planning, and the need for awareness in managing finances. Our guests share insights on defining 'enough' in financial terms, aligning financial goals within relationships, and setting realistic habits for a healthier relationship with money.

In this special episode of #CreditChat Live, we sat down with Felicity Watts, Product Marketing Associate, and Kenneth Mohammed, Director of Client Management, both from American Consumer Credit Counseling (ACCC), to discuss mastering credit and debt management in honor of Get Smart About Credit Day. Felicity and Kenneth share their personal journeys and insights on overcoming challenges such as lack of credit knowledge, effective debt management, and the importance of budgeting. They emphasize the significance of financial education and advocate for empowering individuals to take control of their financial futures.

In this episode of #CreditChat Live, we sat down with Cary Carbonaro, an award-winning certified financial planner, to discuss empowering women in finance and transforming the industry to better serve female clients. Cary shares her personal journey and insights on overcoming challenges such as the pay wage gap, wealth gap, and increased healthcare costs in retirement. She emphasizes the importance of women owning their financial destiny and advocates for industry change to accommodate the growing financial power of women. Cary also introduces her new book, "Women and Wealth: A Playbook to Empower Clients and Unlock Their Fortune," which offers actionable strategies for better serving women in financial services. Tune in to learn how women can take control of their financial futures and how the industry can evolve to support them!

Struggling to get out of the paycheck-to-paycheck cycle? In this episode of #CreditChat Live, we sit down with Anthony Weaver—speaker, podcaster, financial coach, and founder of About That Wallet—to discuss how mindset shapes your financial future. From his personal experiences growing up on the East Side of Baltimore to his mission to help the sandwich generation balance their financial responsibilities, Anthony shares powerful insights on budgeting, saving, and investing. We explore practical strategies for breaking the paycheck-to-paycheck cycle, including the 50-30-10-10 rule, taking control of your finances with the financial mirror approach, and the BIKE method—a simple yet effective way to budget, increase income, gain knowledge, and execute financial goals. If you're looking for actionable steps to take control of your money and create a more secure future, this episode is for you!

Long-term care planning is about more than just finances—it's about ensuring dignity, comfort, and security as we age. In this episode of #CreditChat Live, financial planner Danielle Miura, CFP®, MSFP, EA, joins host Christina Roman to explore the realities of long-term care, from emotional and physical considerations to financial strategies. Danielle shares insights on minimizing care costs, utilizing community resources, and the importance of early communication with loved ones. Whether you're planning for yourself or a family member, this conversation offers valuable guidance to navigate the complexities of long-term care.

The holidays may be behind us, but the bills are just starting to roll in! In this episode of #CreditChat Live, host co-host Christina Roman sits down with Leslie H. Tayne, award-winning financial attorney, founder and managing director of Tayne Law Group, to discuss how to take control of post-holiday debt. Leslie shares practical strategies for budgeting, tackling credit card balances, and staying positive as you work toward your financial goals this year. If holiday spending has left you feeling overwhelmed, this episode will help you start 2025 on the right foot!

In this episode of #CreditChat Live, Rod Griffin, Senior Director of Consumer Education and Advocacy at Experian, is joined by Lawrence "Larry" Sprung, a financial advisor and author known for his unique approach to money and joy. Larry discusses the importance of aligning financial decisions with personal values and goals to create a more fulfilling life. He shares insights on how understanding your "why" can lead to mindful spending, smarter investments, and a joy-filled financial journey.

In this week's #CreditChat Live episode, co-hosts Rod Griffin and Destiny White dive into the critical topic of identity theft and hacking awareness in honor of Cybersecurity Awareness Month with special guest Michael Bruemmer, head of the Experian Data Breach Resolutiongroup. With over 35 years of experience and having managed over 55,000 data breaches, Michael offers invaluable insights into protecting against cyber threats. The discussion covers the dangers of SIM swapping, social engineering, and the rise of AI-driven attacks, emphasizing the need for vigilance and proactive measures that we can all take to stay safe.

In this episode of #CreditChat Live, hosts Christina Roman, Consumer Education and Advocacy Manager at Experian, and Rod Griffin, Senior Director, Consumer Education and Advocacy at Experian, delve into the world of credit myths, debunking common misconceptions that can negatively impact your financial decisions. Rod, with over 25 years of experience in consumer education, sheds light on why myths like "checking your credit score hurts it" and "carrying a balance improves your score" persist despite being false. The discussion covers a range of topics, from the truth about missed payments and collection accounts to the significance of understanding how credit scores actually work. Whether you're navigating medical debts or pondering the importance of credit monitoring, this episode is packed with insights to help you make informed credit decisions.

In this episode of #CreditChatLive, we sit down with Tim Ross, President of Level 5 Leadership Group and seasoned business growth expert, to explore strategies for reducing business expenses. Tim shares practical insights on how small business owners can identify areas of overspending, distinguish between essential and non-essential expenses, and adopt smart financial practices to ensure long-term success. Whether you're just starting out or managing a thriving business, this conversation is packed with valuable tips to help you optimize your budget and grow your business.

In this episode of #CreditChatLive, hosts Destiny White and Rod Griffin are joined by Drew Smith, a seasoned business credit expert with over two decades of experience. Known as "The Business Credit Guy," Drew shares invaluable insights on the importance of establishing and maintaining good business credit, especially for small business owners. From understanding the differences between personal and business credit to practical steps for building a strong credit profile, Drew covers it all. Tune in to discover how to protect your personal assets, leverage your EIN for business growth, and navigate the evolving landscape of business finance. Whether you're just starting or looking to scale, this episode is packed with actionable advice to help your business thrive.

In this insightful episode of #CreditChat Live, we sit down with Erika Giovanetti, Loans Expert and Reporter at U.S. News & World Report, to discuss key aspects of relocating and homebuying. Erika shares invaluable advice for those moving to new regions, weighs the pros and cons of renting vs. buying, and provides tips on deciding whether to wait for mortgage rates to drop. We also delve into the significance of credit scores in the homebuying process and the benefits of credit unions. Don't miss Erika's analysis of long-term housing market trends, home density considerations, and insights into top relocation destinations in the U.S.

In this episode of #CreditChat Live, we are joined by Anna N'Jie-Konte, MBA, CFP®, President and Director of Financial Planning at Re-Envision Wealth. Anna specializes in working with millennial women entrepreneurs, helping them align their financial planning with their values. In this episode, we discuss cultural competence in financial education, particularly for first-generation households, and Anna shares key strategies for building wealth, such as tracking net worth, investing for retirement, and practicing risk management. Anna also discusses overcoming the scarcity mindset around money and the importance of reframing our relationship with it.

In this episode of #CreditChat Live, we discuss the June private preview launch of Experian's Identity Health Score B2B data product for businesses with Brian Stack, VP of Engineering & Dark Web Intelligence at Experian Consumer Services. This cutting-edge technology uses machine learning to help businesses understand their audience, identify internal threats, and analyze cyber intelligence data. It is also a stepping stone to a version for consumers, which individuals people their own ID risk scores and advice on protecting their identities from dark web threats. These products are the latest tools to help fight cybercrime. Additionally, clients who use this product to segment their audience for marketing have seen 7% higher open rates and 2% higher click-through rates.

In this episode of #CreditChat Live, we chat with Laura LaTourette, CFP® and Founder of Family Wealth Management Group, as she shares her journey to becoming an LGBTQ+ community-focused financial advisor. Laura gives us valuable insights from her experiences working with LGBTQ+ clients, and emphasizes the importance of seeking inclusive financial advisors while offering advice on building a strong financial future. Laura also highlights the significance of representation, getting involved in local communities, and living authentically. Don't miss her unique story, including life on a farm with llamas!

In this episode of #CreditChatLive, we chat with Tiffany Grant, founder of Money Talk with Tiff, as she leads us with powerful insights for aspiring and current women entrepreneurs. Tiffany shares wisdom on self-education, the power of failing forward, and surrounding yourself with the right mentors. In honor of #WomensHistoryMonth and #FinancialLiteracyMonth, discover valuable tips on unique topics such as curating an alter ego, finding success through diverse networks, investing in yourself while balancing responsibilities, and taking strategic action to thrive as an entrepreneur!

Join us for a special Women's History Month episode of #CreditChatLive as we welcome Cary Carbonaro, an award-winning financial advisor, a women and wealth expert, and CFP® Board Ambassador! As an a distinguished expert in women's wealth management and overall advocate for women, Cary shares insights into reshaping gender norms in finance, addresses challenges faced by women in the workforce, and empowers financial independence for women. We also jump into the topic of women breadwinners and the projected takeover of wealth by women within the next 10 years. Tune in to discover valuable strategies for enhancing women's financial journeys!

In this episode of #CreditChat Live, we welcome Jeff Richardson from VantageScore and Rod Griffin from Experian who share their expertise on student loans, answering frequently asked questions! We cover a range of topics including misconceptions about student loans, repayment options since the ending of the forbearance period, and advice for maintaining healthy credit. This insightful conversation is a valuable resource for anyone dealing with student loan debt or seeking to understand its impact on financial health!

In this episode of #CreditChat Live, Brian Stack, VP of Engineering & Dark Web Intelligence at Experian Consumer Services gives us insights on the dark web, social engineering, and identity theft awareness. He discusses digital threats such as email and phone spoofing, offers tips on password management, and more to stay up to date with our rapidly evolving digital landscape. 

In this episode of #CreditChat Live, join Destiny White and co-host Christina Roman as they discuss the important topic of domestic violence and financial abuse in a relationship with special guest Kim Pentico from the National Network to End Domestic Violence. Tune in as they shed light on the challenges faced by survivors, share valuable resources, and raise awareness of domestic violence and financial abuse for survivors and allies of those experiencing abuse. Don't miss this impactful and crucial conversation.

In this episode of #CreditChatLive, join host Destiny White and her guests Rod Griffin from Experian and Bruce McClary from the National Foundation for Credit Counseling, as they delve into the topic of financial trauma and its impact on your financial health. Using insights from a survey conducted by Experian, they discuss the factors that lead to financial trauma, strategies for managing debt, and resources to help you on your financial journey!

Start 2024 on a high note in this episode of Experian's #CreditChat Live podcast! Join co-hosts Destiny White and Christina Roman as they converse with Chellie Campbell, a former actress turned entrepreneur and bestselling author, about setting positive money goals for the new year. Gain insights on the power of positivity, the role of affirmations in accomplishing your financial resolutions, and actionable steps to attract wealth and abundance. Kick off your year with Chellie's unique perspective on reducing financial stress and fostering prosperity!

In this episode of #CreditChatLive, we discuss cybersecurity and identity theft awareness, which is particularly relevant during the holiday season due to increased online activity and cybercrimes. We are joined by Eva Velasquez, President and CEO of the Identity Theft Resource Center, a renowned expert in her field. We'll explore common and emerging cybersecurity threats, effective ways to protect personal information, and steps to take if victimized by identity theft. Eva will also share resources from her organization to help listeners stay safe online, enabling us to enjoy the holidays without the worry of cyber threats.